We are proud to partner with JuJitsu America to present a new injury insurance program, underwritten by Aflac and now available to it's members and families (based on state availability).

These personal accident insurance plans provide cash benefits paid directly to you (unless assigned otherwise), helping cover out-of-pocket costs like deductibles, copays, and everyday bills following a covered injury. Whether you're training, competing, or just living life, this coverage offers financial support for ER visits, surgeries, hospital stays, physical therapy, and diagnostic exams.

At just $36.64/month—you can get the Elite plan (in states where available) —this is a policy you can keep personally, for yourself or your family, even if you change jobs or leave your gym.

Accidents happen—now you can be prepared.


JuJitsu America Members: Why You Should Consider Aflac Accident Insurance.  

Problem:
Even with health insurance, unexpected injuries can leave members on the hook for thousands in out-of-pocket expenses. Whether it's from a car crash, a fall at home, or an injury during practice, the costs add up fast: ER visits, X-rays, surgery, physical therapy, and more. Most major health plans don’t cover everyday financial burdens like deductibles, copays, or missed work.

Common complaints we hear from members after an accident:

  • “I thought my health insurance would cover more.”

  • “My injury recovery put serious strain on my family's finances.”

  • “I didn’t realize how much I’d have to pay out of pocket.”

  • “I wish I had something to cover me while I couldn’t work.”

The Solution: Aflac Accident Insurance – you can get here.

Aflac offers cash benefits paid directly to you, not your doctor or hospital, helping you cover those gaps in real life—not just in your medical bills.

This coverage is ideal for:

  • Coaches and athletes

  • Parents of youth sports participants

  • Martial artists and active individuals

  • Anyone with a high-deductible health plan

  • Families who can’t afford to be sidelined by an injury

Key Benefits of the Aflac Elite Accident Plan:

  • Cash Payouts After Covered Accidents
    Example payout: $5,870 for a child injured during a Jiu Jitsu competition (ER, surgery, therapy, and more).

  • Coverage includes:

    • Emergency treatment

    • Hospitalization

    • Surgery

    • Follow-up visits

    • Imaging (CT, MRI, etc.)

    • Physical therapy

    • Appliances like crutches, wheelchairs, etc.

  • Benefit Highlights:

    • Hospital Stay: Up to $500/day

    • ICU Stay: Up to $800/day

    • Therapy: $50/session

    • Major imaging: $250/year

    • Ambulance: $200 (ground), $1,500 (air)

    • Surgery: Up to $1,250

    • Organized Sports Bonus: 25% more on claims, up to $1,000

How the Aflac Accident Indemnity Plan Works

The Aflac Accident Indemnity Plan is a cash benefit plan that pays you directly (unless you assign it otherwise) — not your doctor or hospital. That means you have the freedom to get treated wherever you choose: urgent care, ER, sports medicine clinic, or even your personal physical therapist.

Here’s how it works:
If you or a covered family member is injured, Aflac pays out fixed dollar amounts based on the type of injury and treatment you receive — like $200 for an ambulance ride, $1,000 for surgery, or $50 for physical therapy. These payouts are not tied to your medical bills and can be used for anything — medical costs, lost wages, or everyday expenses.

This flexibility gives you control over your recovery, without worrying if your treatment provider is "in-network."

⚠️ Important Notice

This summary is for informational purposes only and does not constitute a contract or guarantee of coverage.

JiuJitsuInsurance.com (broker npn #7335986, Cali #4116908) and JuJitsu America are not responsible for claims decisions, benefit payments, or policy interpretations. All accident insurance policies are underwritten and administered by Aflac, the insurance carrier.

Please refer to the official Aflac policy documents for complete details, including coverage limits, exclusions, definitions, and benefit schedules. Only the policy itself contains the full terms and conditions of coverage.

Coverage, availability, and eligibility may vary by state.